Advisory vertical and AI builds

Banking
Practice

Advisory to banks across products and functional areas, as advisers, or embedded in the team that already runs them.

Advice rooted in practical experience at global institutions.

Every member of the team has run one of these functions inside a bank. Credit, treasury and capital markets are not subjects we studied; they are jobs we held, at Citi, Barclays, UBS, Standard Chartered, Bank of America and other regional Islamic and conventional banks.

That shapes what we give you. Not a framework designed in the abstract, but the version that works in practice and has impact, supported where needed by our execution skills and AI and data analytics led builds from engineers in the same team.

Practice areas

Each area is led by someone who ran the function inside a bank. Hover a card, or tap on a touch device, for what it covers.

01
Through several crises, not several textbooks

Credit and Market Risk

Our team ran credit and market risk at major global banks through several financial crises. That is a different starting point from a framework designed in the abstract.

  • Credit risk architecture, policy and process design
  • Distressed portfolio management and monitoring
  • Market risk limits and transfer pricing policy
  • Valuation, pricing, behavioural and liquidity models
What this covers
02
From participating to leading

Corporate Finance and DCM

For banks moving beyond participating in syndicated transactions to leading, arranging and structuring them. That shift needs product training, talent and capacity, not just intent.

  • Establishing the function from a standing start
  • Hands-on structuring and execution support
  • Working as an extension of the client’s team
  • Positioning the bank as lead relationship bank
What this covers
03
Not a back office

ALM, Treasury and Global Markets

Treasury carries the residual financial risk of the institution: liquidity, foreign exchange, basis, duration and asset-liability mismatch. Recent bank failures have made the point that it cannot sit at the back.

  • Risk profile, liquidity and market dynamics analysis
  • Portfolio optimisation and hedging strategy
  • Yield enhancement and product structuring
  • Building treasury into a front-line business unit
What this covers
04
Built, converted or turned around

Bank Transformation

A bank can be built new, converted, or turned around. Each needs the same thing: people who have run the functions a licence requires, and who can stand in front of the regulator while doing it.

  • Business plan, capitalisation and board approval
  • Regulator engagement and remediation programmes
  • Core banking selection and implementation
  • Treasury, risk and governance functions established
  • Management team, branch network and correspondent relationships
What this covers
AI and data analytics builds

These builds exist because of our domain expertise, and they broaden the horizon of what we can advise on while making the execution of that advice more robust. Hover any build to open it.

Credit Risk Automation and Analytics

Ingests source documents, drafts credit approvals, runs projections, ORR and ECL

Also in Risk Management
Revenue Assurance

True income calculated independently of the core banking system, reconciled daily

Remittance Analytics

The SBP rebate cycle end to end, audit-certified, with adaptive MIS

Customer On-boarding

Two-level document validation, KYC currency and automated regulatory reporting

Depositor Behaviour

Micro-segmentation, churn and dormancy prediction, merchant cross-sell

Investor Relations

Briefing review, response drafting and institutional memory

Also in Corporate Practice
ECL Model

IFRS 9 expected credit loss engine

Also in Risk Management
Country Risk

Jurisdiction scoring, cross-border restriction, and the country premium behind hurdle rates

Also in Risk Management

Get in touch

If you would like to discuss any of these solutions, please do not hesitate to get in touch.

We are happy to help.

Contact us